Greene County, Pennsylvania · 2025

Mortgage lenders in Greene County, PA: denial rates and top lenders (2025)

111 lenders acted on 751 mortgage applications for properties in Greene County in 2025. 20.8% were denied (Pennsylvania: 18.3%). Median rate on closed loans 6.49%; median loan $105,000; median property value $205,000.

751Applications
20.8%Denial ratestate 18.3%
6.49%Median ratestate 6.63%
$105,000Median loan
$205,000Median property value

Largest lenders in Greene County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 First Federal Savings and Loan Association of Greene B 149112 9.4%5.95%
2 Rocket Mortgage C 5331 32.1%6.63%
3 PNC Bank D 4930 28.6%7.37%
4 Community Bank C 4329 20.9%6.55%
5 First National Bank of Pennsylvania B 4119 36.6%6.88%
6 Frick Financial Federal Credit Union C 2920 31.0%7.49%
7 United Shore Financial Services B 2514 8.0%6.26%
8 Mortgage Research Center C 2410 20.8%6.50%
9 Crosscountry Mortgage B 2312 0.0%6.56%
10 21st Mortgage F 145 57.1%10.24%
11 Equity Resources C 1211 0.0%6.38%
12 Movement Mortgage A 129 0.0%6.75%
13 Citizens Bank C 112 54.6%8.40%
14 PENNSYLVANIA STATE EMPLOYEES Credit Union C 106 40.0%6.62%
15 Pennymac Loan Services C 95 22.2%6.49%
16 Vanderbilt Mortgage and Finance F 91 55.6%9.25%
17 Clearview Federal Credit Union B 84 50.0%6.70%
18 The Huntington National Bank D 85 37.5%8.68%
19 Amerihome Mortgage Company B 87 12.5%6.75%
20 AmeriSave Mortgage D 71 57.1%8.63%
21 Freedom Mortgage B 75 0.0%7.00%
22 Broker Solutions D 72 0.0%7.13%
23 Chrome C 77 0.0%
24 WesBanco Bank B 64 33.3%6.50%
25 Homestead Funding A 64 0.0%6.56%

Best approval odds in Greene County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1First Federal Savings and Loan Association of Greene13310.5%
2Rocket Mortgage5034.0%

What Greene County borrowers applied for

By loan purpose

Home purchase 329 44% · 12.5% denied
Refinance 94 13% · 20.2% denied
Cash-out refinance 107 14% · 28.0% denied
Home improvement 107 14% · 30.8% denied
Other / HELOC 114 15% · 29.0% denied

By loan type

Conventional 542 72% · 23.1% denied
FHA 134 18% · 14.2% denied
VA 58 8% · 15.5% denied
USDA / RHS 17 2% · 17.7% denied

Why applications were denied

Credit history 63 41%
Collateral 33 21%
Debt-to-income ratio 30 19%
Other 11 7%
Incomplete application 9 6%
Unverifiable information 6 4%
Insufficient cash 2 1%

Greene County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202370442121.3%6.50%$85,000
202466440220.0%6.75%$95,000
202575145620.8%6.49%$105,000

Frequently asked questions

20.8% of applications in Greene County were denied in 2025, against 18.3% statewide in Pennsylvania.

First Federal Savings and Loan Association of Greene, with 149 applications in 2025 and a denial rate of 9.4%.

The median mortgage application in Greene County in 2025 was for $105,000; the median property value on originated loans was $205,000.