WesBanco Bank in Pennsylvania vs the state
15.6%Denial rate-2.70 pts vs state
17.2%Decision denial rate-4.99 pts vs state
70.7%Origination rate+9.69 pts vs state
3.99%Median rate-2.64 pts vs state
-3.11Rate spread (pts)-3.35 pts vs state
$118kMedian applicant income
657Loans originated
145Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 940 | 647 | 17.3% | 3.99% | #86 |
| 2024 | 841 | 571 | 17.4% | 3.99% | #96 |
| 2025 | 930 | 657 | 15.6% | 3.99% | #98 |
What WesBanco Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most WesBanco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 381 | 282 | 56 | 14.7% |
| Beaver County | 165 | 112 | 27 | 16.4% |
| Butler County | 100 | 74 | 12 | 12.0% |
| Lawrence County | 95 | 62 | 19 | 20.0% |
| Westmoreland County | 63 | 46 | 10 | 15.9% |
| Washington County | 58 | 36 | 8 | 13.8% |
| Fayette County | 19 | 14 | 2 | 10.5% |
| Mercer County | 12 | 8 | 2 | 16.7% |
| Greene County | 6 | 4 | 2 | 33.3% |
| Erie County | 5 | 3 | 1 | 20.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 930 applications in 2025, of which 657 were originated and 145 denied.
15.6% of all applications, or 17.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans WesBanco Bank originated in Pennsylvania in 2025 was 3.99%, against a statewide median of 6.63%.
About this data. Figures are WesBanco Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology