Crosscountry Mortgage in Pennsylvania vs the state
3.3%Denial rate-15.00 pts vs state
4.3%Decision denial rate-17.93 pts vs state
72.3%Origination rate+11.35 pts vs state
6.63%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.18 pts vs state
$105kMedian applicant income
8,399Loans originated
382Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8,344 | 5,695 | 1.9% | 6.83% | #8 |
| 2024 | 9,785 | 7,065 | 2.0% | 6.75% | #6 |
| 2025 | 11,615 | 8,399 | 3.3% | 6.63% | #5 |
What Crosscountry Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 2,045 | 1,411 | 64 | 3.1% |
| Montgomery County | 1,211 | 944 | 28 | 2.3% |
| Delaware County | 939 | 680 | 27 | 2.9% |
| Chester County | 686 | 546 | 12 | 1.7% |
| Bucks County | 652 | 487 | 18 | 2.8% |
| York County | 613 | 477 | 23 | 3.8% |
| Lehigh County | 557 | 392 | 20 | 3.6% |
| Northampton County | 557 | 392 | 20 | 3.6% |
| Berks County | 528 | 407 | 22 | 4.2% |
| Allegheny County | 437 | 304 | 16 | 3.7% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
| Newrez | D | 6,444 | 20.7% | 6.75% |
Frequently asked questions
Pennsylvania: 11,615 applications in 2025, of which 8,399 were originated and 382 denied.
3.3% of all applications, or 4.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Crosscountry Mortgage originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology