Rocket Mortgage in Pennsylvania vs the state
18.6%Denial rate+0.32 pts vs state
20.1%Decision denial rate-2.14 pts vs state
71.6%Origination rate+10.63 pts vs state
6.75%Median rate+0.13 pts vs state
0.61Rate spread (pts)+0.37 pts vs state
$88kMedian applicant income
16,043Loans originated
4,171Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15,540 | 11,008 | 19.3% | 6.63% | #3 |
| 2024 | 18,803 | 13,900 | 17.2% | 6.75% | #1 |
| 2025 | 22,411 | 16,043 | 18.6% | 6.75% | #1 |
What Rocket Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 2,079 | 1,431 | 417 | 20.1% |
| Philadelphia County | 1,754 | 1,179 | 391 | 22.3% |
| Montgomery County | 1,329 | 1,004 | 192 | 14.4% |
| Bucks County | 1,092 | 853 | 134 | 12.3% |
| Delaware County | 984 | 697 | 189 | 19.2% |
| York County | 932 | 662 | 171 | 18.3% |
| Chester County | 826 | 618 | 121 | 14.6% |
| Lancaster County | 823 | 627 | 129 | 15.7% |
| Westmoreland County | 759 | 553 | 141 | 18.6% |
| Berks County | 736 | 528 | 143 | 19.4% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
| Newrez | D | 6,444 | 20.7% | 6.75% |
Frequently asked questions
Pennsylvania: 22,411 applications in 2025, of which 16,043 were originated and 4,171 denied.
18.6% of all applications, or 20.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Rocket Mortgage originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology