Equity Resources in Pennsylvania vs the state
5.4%Denial rate-12.93 pts vs state
6.5%Decision denial rate-15.74 pts vs state
77.5%Origination rate+16.53 pts vs state
6.63%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.07 pts vs state
$93kMedian applicant income
723Loans originated
50Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 799 | 608 | 4.8% | 6.63% | #92 |
| 2024 | 920 | 680 | 5.8% | 6.63% | #90 |
| 2025 | 933 | 723 | 5.4% | 6.63% | #97 |
What Equity Resources lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Equity Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 250 | 185 | 9 | 3.6% |
| Washington County | 127 | 91 | 9 | 7.1% |
| Erie County | 125 | 100 | 7 | 5.6% |
| Blair County | 81 | 67 | 7 | 8.6% |
| Westmoreland County | 70 | 51 | 7 | 10.0% |
| Mercer County | 40 | 35 | 1 | 2.5% |
| Beaver County | 31 | 23 | 2 | 6.5% |
| Montgomery County | 30 | 27 | 1 | 3.3% |
| Fayette County | 21 | 17 | 2 | 9.5% |
| Butler County | 19 | 15 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 933 applications in 2025, of which 723 were originated and 50 denied.
5.4% of all applications, or 6.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Equity Resources originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Resources's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology