Largest lenders in Blair County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First Commonwealth Bank | C | 295 | 169 | 29.8% | 6.50% |
| 2 | First National Bank of Pennsylvania | B | 263 | 135 | 32.7% | 6.50% |
| 3 | Reliance Savings Bank | C | 193 | 155 | 10.4% | — |
| 4 | Rocket Mortgage | C | 170 | 112 | 24.7% | 6.75% |
| 5 | Citizens Bank | C | 163 | 96 | 25.8% | 7.45% |
| 6 | Manufacturers and Traders Trust | C | 155 | 98 | 27.1% | 5.99% |
| 7 | PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 141 | 99 | 17.0% | 6.64% |
| 8 | Altoona First Savings Bank | A | 127 | 116 | 4.7% | — |
| 9 | ARC Federal Credit Union | B | 116 | 96 | 8.6% | — |
| 10 | PennCrest Bank | C | 84 | 61 | 17.9% | — |
| 11 | S&T Bank | B | 82 | 54 | 32.9% | 3.99% |
| 12 | Equity Resources | C | 81 | 67 | 8.6% | 6.49% |
| 13 | Mortgage Research Center | C | 79 | 48 | 17.7% | 6.50% |
| 14 | Kish Bank | B | 63 | 55 | 3.2% | 6.90% |
| 15 | Jersey Shore State Bank | A | 55 | 44 | 9.1% | 6.50% |
| 16 | United Shore Financial Services | B | 55 | 32 | 14.6% | 6.40% |
| 17 | Northwest Bank | B | 53 | 36 | 15.1% | 6.25% |
| 18 | Amerihome Mortgage Company | B | 53 | 47 | 5.7% | 6.13% |
| 19 | Paramount Residential Mortgage Group | B | 50 | 42 | 0.0% | 6.44% |
| 20 | Union Home Mortgage | B | 48 | 36 | 4.2% | 6.13% |
| 21 | Crosscountry Mortgage | B | 47 | 31 | 2.1% | 6.49% |
| 22 | New Day Financial | F | 46 | 7 | 19.6% | 6.99% |
| 23 | Investment Savings Bank | – | 43 | 31 | 14.0% | — |
| 24 | CNB Bank | A | 41 | 34 | 12.2% | 6.67% |
| 25 | Freedom Mortgage | B | 41 | 15 | 22.0% | 6.63% |
Best approval odds in Blair County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Kish Bank | 58 | 3.5% |
| 2 | Altoona First Savings Bank | 122 | 4.9% |
| 3 | Amerihome Mortgage Company | 50 | 6.0% |
| 4 | ARC Federal Credit Union | 106 | 9.4% |
| 5 | Equity Resources | 74 | 9.5% |
| 6 | Reliance Savings Bank | 177 | 11.3% |
| 7 | PennCrest Bank | 79 | 19.0% |
| 8 | PENNSYLVANIA STATE EMPLOYEES Credit Union | 126 | 19.1% |
| 9 | Mortgage Research Center | 62 | 22.6% |
| 10 | Rocket Mortgage | 158 | 26.6% |
What Blair County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Blair County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 3,108 | 2,011 | 20.7% | 6.63% | $85,000 |
| 2024 | 3,094 | 1,972 | 19.2% | 6.75% | $95,000 |
| 2025 | 3,493 | 2,183 | 20.6% | 6.50% | $105,000 |
Frequently asked questions
20.6% of applications in Blair County were denied in 2025, against 18.3% statewide in Pennsylvania.
First Commonwealth Bank, with 295 applications in 2025 and a denial rate of 29.8%.
The median mortgage application in Blair County in 2025 was for $105,000; the median property value on originated loans was $195,000.