Kish Bank in Pennsylvania vs the state
7.0%Denial rate-11.28 pts vs state
7.5%Decision denial rate-14.69 pts vs state
85.9%Origination rate+24.90 pts vs state
7.00%Median rate+0.38 pts vs state
0.24Rate spread (pts)0.00 pts vs state
$104kMedian applicant income
759Loans originated
62Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 694 | 580 | 7.1% | 7.25% | #106 |
| 2024 | 737 | 616 | 6.2% | 7.25% | #105 |
| 2025 | 884 | 759 | 7.0% | 7.00% | #103 |
What Kish Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Kish Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mifflin County | 296 | 246 | 23 | 7.8% |
| Centre County | 237 | 221 | 8 | 3.4% |
| Huntingdon County | 159 | 123 | 23 | 14.5% |
| Blair County | 63 | 55 | 2 | 3.2% |
| Juniata County | 58 | 51 | 4 | 6.9% |
| Clearfield County | 12 | 11 | 1 | 8.3% |
| Erie County | 11 | 11 | 0 | 0.0% |
| Cambria County | 6 | 4 | 1 | 16.7% |
| Dauphin County | 6 | 5 | 0 | 0.0% |
| Allegheny County | 4 | 3 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 884 applications in 2025, of which 759 were originated and 62 denied.
7.0% of all applications, or 7.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Kish Bank originated in Pennsylvania in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Kish Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology