Largest lenders in Mifflin County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Kish Bank | B | 296 | 246 | 7.8% | 7.25% |
| 2 | First National Bank of Pennsylvania | B | 110 | 53 | 43.6% | 6.74% |
| 3 | The Juniata Valley Bank | C | 100 | 77 | 19.0% | — |
| 4 | Rocket Mortgage | C | 81 | 65 | 17.3% | 6.75% |
| 5 | PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 70 | 47 | 17.1% | 6.64% |
| 6 | Citizens Bank | C | 33 | 22 | 21.2% | 7.65% |
| 7 | Equity Prime Mortgage | D | 30 | 20 | 6.7% | 6.31% |
| 8 | Mortgage Research Center | C | 28 | 14 | 17.9% | 6.25% |
| 9 | AmeriSave Mortgage | D | 19 | 4 | 57.9% | 8.00% |
| 10 | Members 1st | B | 19 | 13 | 26.3% | 1.99% |
| 11 | First Community Mortgage | A | 18 | 14 | 0.0% | 6.63% |
| 12 | Community State Bank of Orbisonia | C | 17 | 10 | 41.2% | 6.78% |
| 13 | Freedom Mortgage | B | 17 | 6 | 11.8% | 6.25% |
| 14 | United Shore Financial Services | B | 17 | 14 | 5.9% | 6.14% |
| 15 | Broker Solutions | D | 16 | 4 | 6.3% | 6.56% |
| 16 | Spring Eq | D | 15 | 4 | 60.0% | 8.24% |
| 17 | Loandepot.Com | D | 14 | 4 | 35.7% | 6.31% |
| 18 | Everence Federal Credit Union | C | 14 | 10 | 14.3% | 5.49% |
| 19 | Pennymac Loan Services | C | 12 | 6 | 33.3% | 5.94% |
| 20 | Newrez | D | 12 | 2 | 25.0% | 6.19% |
| 21 | Northwest Bank | B | 11 | 9 | 9.1% | 6.31% |
| 22 | Manufacturers and Traders Trust | C | 9 | 7 | 11.1% | 5.99% |
| 23 | New Day Financial | F | 9 | 3 | 22.2% | 7.25% |
| 24 | OCMBC | C | 9 | 6 | 11.1% | 6.81% |
| 25 | The Loan Store | B | 9 | 8 | 0.0% | 6.62% |
Best approval odds in Mifflin County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Kish Bank | 272 | 8.5% |
| 2 | Rocket Mortgage | 79 | 17.7% |
| 3 | The Juniata Valley Bank | 100 | 19.0% |
| 4 | PENNSYLVANIA STATE EMPLOYEES Credit Union | 62 | 19.4% |
| 5 | First National Bank of Pennsylvania | 101 | 47.5% |
What Mifflin County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Mifflin County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,150 | 746 | 20.7% | 6.99% | $85,000 |
| 2024 | 1,183 | 775 | 19.4% | 7.00% | $95,000 |
| 2025 | 1,261 | 826 | 17.5% | 6.88% | $105,000 |
Frequently asked questions
17.5% of applications in Mifflin County were denied in 2025, against 18.3% statewide in Pennsylvania.
Kish Bank, with 296 applications in 2025 and a denial rate of 7.8%.
The median mortgage application in Mifflin County in 2025 was for $105,000; the median property value on originated loans was $205,000.