Equity Prime Mortgage in Pennsylvania vs the state
10.8%Denial rate-7.48 pts vs state
21.1%Decision denial rate-1.14 pts vs state
40.3%Origination rate-20.68 pts vs state
6.50%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$77kMedian applicant income
425Loans originated
114Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 372 | 227 | 2.7% | 6.75% | #171 |
| 2024 | 616 | 371 | 4.2% | 6.63% | #119 |
| 2025 | 1,055 | 425 | 10.8% | 6.50% | #85 |
What Equity Prime Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 102 | 36 | 13 | 12.7% |
| Allegheny County | 70 | 29 | 8 | 11.4% |
| Delaware County | 52 | 20 | 5 | 9.6% |
| Erie County | 49 | 31 | 5 | 10.2% |
| Northampton County | 47 | 12 | 7 | 14.9% |
| Bucks County | 44 | 18 | 4 | 9.1% |
| Monroe County | 43 | 15 | 1 | 2.3% |
| Berks County | 39 | 15 | 5 | 12.8% |
| York County | 37 | 18 | 3 | 8.1% |
| Montgomery County | 32 | 11 | 1 | 3.1% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 1,055 applications in 2025, of which 425 were originated and 114 denied.
10.8% of all applications, or 21.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Equity Prime Mortgage originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology