The Loan Store in Pennsylvania vs the state
9.4%Denial rate-8.90 pts vs state
10.4%Decision denial rate-11.77 pts vs state
69.8%Origination rate+8.84 pts vs state
6.99%Median rate+0.37 pts vs state
0.57Rate spread (pts)+0.33 pts vs state
$120kMedian applicant income
691Loans originated
93Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 162 | 11.6% | 7.25% | #249 |
| 2024 | 623 | 406 | 11.2% | 6.93% | #118 |
| 2025 | 990 | 691 | 9.4% | 6.99% | #87 |
What The Loan Store lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 152 | 99 | 10 | 6.6% |
| Allegheny County | 79 | 58 | 5 | 6.3% |
| Bucks County | 75 | 50 | 10 | 13.3% |
| Montgomery County | 67 | 50 | 5 | 7.5% |
| Chester County | 54 | 40 | 4 | 7.4% |
| Delaware County | 48 | 31 | 8 | 16.7% |
| Monroe County | 46 | 25 | 5 | 10.9% |
| Lehigh County | 46 | 29 | 8 | 17.4% |
| Luzerne County | 43 | 31 | 4 | 9.3% |
| Berks County | 37 | 24 | 5 | 13.5% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 990 applications in 2025, of which 691 were originated and 93 denied.
9.4% of all applications, or 10.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans The Loan Store originated in Pennsylvania in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology