AmeriSave Mortgage in Pennsylvania vs the state
62.6%Denial rate+44.35 pts vs state
70.7%Decision denial rate+48.46 pts vs state
25.3%Origination rate-35.67 pts vs state
7.63%Median rate+1.00 pts vs state
1.83Rate spread (pts)+1.59 pts vs state
$63kMedian applicant income
997Loans originated
2,470Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,815 | 611 | 23.6% | 6.25% | #24 |
| 2024 | 3,954 | 577 | 70.6% | 7.38% | #22 |
| 2025 | 3,943 | 997 | 62.6% | 7.63% | #28 |
What AmeriSave Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 493 | 84 | 346 | 70.2% |
| Allegheny County | 334 | 83 | 210 | 62.9% |
| Montgomery County | 175 | 45 | 110 | 62.9% |
| Delaware County | 160 | 33 | 105 | 65.6% |
| Berks County | 150 | 40 | 88 | 58.7% |
| Monroe County | 146 | 45 | 87 | 59.6% |
| Bucks County | 139 | 42 | 74 | 53.2% |
| York County | 134 | 48 | 66 | 49.3% |
| Lancaster County | 130 | 48 | 63 | 48.5% |
| Lehigh County | 130 | 40 | 73 | 56.2% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 3,943 applications in 2025, of which 997 were originated and 2,470 denied.
62.6% of all applications, or 70.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans AmeriSave Mortgage originated in Pennsylvania in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology