Broker Solutions in Pennsylvania vs the state
9.4%Denial rate-8.93 pts vs state
18.2%Decision denial rate-4.04 pts vs state
41.3%Origination rate-19.66 pts vs state
6.75%Median rate+0.13 pts vs state
0.62Rate spread (pts)+0.39 pts vs state
$82kMedian applicant income
2,148Loans originated
487Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,613 | 1,066 | 9.9% | 6.75% | #35 |
| 2024 | 4,162 | 1,704 | 11.4% | 6.88% | #19 |
| 2025 | 5,201 | 2,148 | 9.4% | 6.75% | #14 |
What Broker Solutions lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 505 | 138 | 60 | 11.9% |
| Delaware County | 314 | 164 | 26 | 8.3% |
| Lancaster County | 309 | 195 | 16 | 5.2% |
| Allegheny County | 308 | 72 | 37 | 12.0% |
| Montgomery County | 288 | 141 | 19 | 6.6% |
| Bucks County | 246 | 103 | 25 | 10.2% |
| York County | 233 | 105 | 13 | 5.6% |
| Cumberland County | 228 | 144 | 9 | 3.9% |
| Berks County | 219 | 125 | 15 | 6.8% |
| Chester County | 203 | 95 | 10 | 4.9% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 5,201 applications in 2025, of which 2,148 were originated and 487 denied.
9.4% of all applications, or 18.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Broker Solutions originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology