Community State Bank of Orbisonia in Pennsylvania vs the state
13.4%Denial rate-4.88 pts vs state
14.7%Decision denial rate-7.51 pts vs state
76.4%Origination rate+15.42 pts vs state
6.70%Median rate+0.08 pts vs state
0.77Rate spread (pts)+0.53 pts vs state
$77kMedian applicant income
262Loans originated
46Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 380 | 306 | 10.0% | 6.70% | #168 |
| 2024 | 413 | 301 | 18.9% | 6.70% | #168 |
| 2025 | 343 | 262 | 13.4% | 6.70% | #213 |
What Community State Bank of Orbisonia lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Community State Bank of Orbisonia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Huntingdon County | 177 | 133 | 23 | 13.0% |
| Fulton County | 68 | 55 | 6 | 8.8% |
| Bedford County | 38 | 28 | 9 | 23.7% |
| Franklin County | 35 | 30 | 1 | 2.9% |
| Mifflin County | 17 | 10 | 7 | 41.2% |
| Blair County | 4 | 4 | 0 | 0.0% |
| Cumberland County | 2 | 1 | 0 | 0.0% |
| Cambria County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 343 applications in 2025, of which 262 were originated and 46 denied.
13.4% of all applications, or 14.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Community State Bank of Orbisonia originated in Pennsylvania in 2025 was 6.70%, against a statewide median of 6.63%.
About this data. Figures are Community State Bank of Orbisonia's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology