Largest lenders in Fulton County
Best approval odds in Fulton County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community State Bank of Orbisonia | 61 | 9.8% |
| 2 | Farmers and Merchants Trust Company of Chambersburg | 52 | 21.2% |
What Fulton County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Fulton County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 377 | 231 | 18.0% | 6.72% | $105,000 |
| 2024 | 405 | 219 | 27.7% | 6.70% | $105,000 |
| 2025 | 441 | 282 | 17.0% | 6.59% | $125,000 |
Frequently asked questions
17.0% of applications in Fulton County were denied in 2025, against 18.3% statewide in Pennsylvania.
Community State Bank of Orbisonia, with 68 applications in 2025 and a denial rate of 8.8%.
The median mortgage application in Fulton County in 2025 was for $125,000; the median property value on originated loans was $255,000.