Millennium Financial Group in Pennsylvania vs the state
2.4%Denial rate-15.85 pts vs state
2.9%Decision denial rate-19.27 pts vs state
80.5%Origination rate+19.53 pts vs state
6.50%Median rate-0.13 pts vs state
0.22Rate spread (pts)-0.02 pts vs state
$79kMedian applicant income
33Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 15 | 5.3% | 6.63% | #619 |
| 2024 | 30 | 26 | 6.7% | 6.63% | #555 |
| 2025 | 41 | 33 | 2.4% | 6.50% | #510 |
What Millennium Financial Group lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Millennium Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 12 | 11 | 0 | 0.0% |
| Huntingdon County | 7 | 4 | 0 | 0.0% |
| Fulton County | 7 | 4 | 1 | 14.3% |
| Adams County | 5 | 5 | 0 | 0.0% |
| Bedford County | 3 | 3 | 0 | 0.0% |
| Allegheny County | 2 | 2 | 0 | 0.0% |
| Somerset County | 2 | 2 | 0 | 0.0% |
| Westmoreland County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Blair County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 41 applications in 2025, of which 33 were originated and 1 denied.
2.4% of all applications, or 2.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Millennium Financial Group originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Millennium Financial Group's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology