Integrity Home Mortgage in Pennsylvania vs the state
2.1%Denial rate-16.18 pts vs state
2.3%Decision denial rate-19.93 pts vs state
78.9%Origination rate+17.94 pts vs state
6.50%Median rate-0.13 pts vs state
0.34Rate spread (pts)+0.10 pts vs state
$91kMedian applicant income
187Loans originated
5Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 166 | 135 | 4.8% | 6.50% | #297 |
| 2024 | 257 | 196 | 6.2% | 6.63% | #238 |
| 2025 | 237 | 187 | 2.1% | 6.50% | #250 |
What Integrity Home Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Integrity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 147 | 124 | 2 | 1.4% |
| Adams County | 44 | 31 | 0 | 0.0% |
| York County | 18 | 13 | 1 | 5.6% |
| Cumberland County | 10 | 7 | 0 | 0.0% |
| Fulton County | 8 | 6 | 1 | 12.5% |
| Lancaster County | 2 | 1 | 1 | 50.0% |
| Huntingdon County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 0 | 0 | 0.0% |
| Northumberland County | 1 | 1 | 0 | 0.0% |
| Dauphin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 237 applications in 2025, of which 187 were originated and 5 denied.
2.1% of all applications, or 2.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Integrity Home Mortgage originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Integrity Home Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology