Loandepot.Com in Pennsylvania vs the state
26.0%Denial rate+7.71 pts vs state
32.9%Decision denial rate+10.64 pts vs state
51.6%Origination rate-9.32 pts vs state
6.75%Median rate+0.13 pts vs state
0.53Rate spread (pts)+0.29 pts vs state
$78kMedian applicant income
2,123Loans originated
1,069Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,551 | 1,351 | 29.1% | 6.63% | #37 |
| 2024 | 3,490 | 1,702 | 27.9% | 6.88% | #30 |
| 2025 | 4,111 | 2,123 | 26.0% | 6.75% | #25 |
What Loandepot.Com lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 415 | 179 | 143 | 34.5% |
| Montgomery County | 266 | 161 | 54 | 20.3% |
| Allegheny County | 245 | 105 | 72 | 29.4% |
| Bucks County | 206 | 113 | 41 | 19.9% |
| Lancaster County | 203 | 123 | 35 | 17.2% |
| Delaware County | 194 | 105 | 48 | 24.7% |
| York County | 178 | 95 | 44 | 24.7% |
| Berks County | 169 | 104 | 35 | 20.7% |
| Lehigh County | 163 | 113 | 19 | 11.7% |
| Northampton County | 160 | 108 | 24 | 15.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 4,111 applications in 2025, of which 2,123 were originated and 1,069 denied.
26.0% of all applications, or 32.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Loandepot.Com originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology