Reliance Savings Bank in Pennsylvania vs the state
9.7%Denial rate-8.58 pts vs state
10.8%Decision denial rate-11.42 pts vs state
79.4%Origination rate+18.47 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
278Loans originated
34Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 392 | 323 | 9.7% | 6.49% | #161 |
| 2024 | 371 | 304 | 9.7% | — | #185 |
| 2025 | 350 | 278 | 9.7% | — | #212 |
What Reliance Savings Bank lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Reliance Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Blair County | 193 | 155 | 20 | 10.4% |
| Centre County | 87 | 68 | 9 | 10.3% |
| Cambria County | 18 | 15 | 0 | 0.0% |
| Bedford County | 14 | 11 | 0 | 0.0% |
| Clearfield County | 9 | 6 | 1 | 11.1% |
| Huntingdon County | 9 | 7 | 1 | 11.1% |
| Clinton County | 7 | 5 | 2 | 28.6% |
| Lycoming County | 3 | 2 | 1 | 33.3% |
| Union County | 1 | 1 | 0 | 0.0% |
| Berks County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 350 applications in 2025, of which 278 were originated and 34 denied.
9.7% of all applications, or 10.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Reliance Savings Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology