Amerihome Mortgage Company · Pennsylvania · 2025

Amerihome Mortgage Company in Pennsylvania: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 739 mortgage applications in Pennsylvania in 2025, ranking #122 of 1,114 lenders active in the state. It originated 70.9% of them and denied 8.0% (10.0% of the applications it decided), against a statewide denial rate of 18.3%.

739Applicationsin PA
10.0%Decision denial ratestate 22.2%
6.50%Median ratestate 6.63%
$255,000Median loanstate $155,000
$146MVolume49 counties

Amerihome Mortgage Company in Pennsylvania vs the state

8.0%Denial rate-10.31 pts vs state
10.0%Decision denial rate-12.23 pts vs state
70.9%Origination rate+9.95 pts vs state
6.50%Median rate-0.13 pts vs state
0.18Rate spread (pts)-0.06 pts vs state
$105kMedian applicant income
524Loans originated
59Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234603149.4%6.63%#149
20245563917.9%6.63%#131
20257395248.0%6.50%#122

What Amerihome Mortgage Company lends in Pennsylvania

By loan purpose

Home purchase 388 53% · 3.1% denied
Refinance 275 37% · 12.4% denied
Cash-out refinance 76 10% · 17.1% denied

By loan type

Conventional 465 63% · 4.5% denied
FHA 252 34% · 14.3% denied
VA 22 3% · 9.1% denied

Why it denied Pennsylvania applicants

Credit history 20 34%
Unverifiable information 12 20%
Insufficient cash 10 17%
Other 5 8%
Collateral 5 8%
Debt-to-income ratio 5 8%
Employment history 1 2%
Incomplete application 1 2%

Where in Pennsylvania

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lancaster County 76672 2.6%
Allegheny County 60385 8.3%
Philadelphia County 562312 21.4%
Blair County 53473 5.7%
York County 36253 8.3%
Cumberland County 32300 0.0%
Berks County 31241 3.2%
Montgomery County 29144 13.8%
Erie County 26240 0.0%
Lehigh County 25152 8.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 739 applications in 2025, of which 524 were originated and 59 denied.

8.0% of all applications, or 10.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Amerihome Mortgage Company originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology