Community Bank in Pennsylvania vs the state
17.9%Denial rate-0.36 pts vs state
20.2%Decision denial rate-2.05 pts vs state
69.0%Origination rate+8.01 pts vs state
6.55%Median rate-0.08 pts vs state
0.26Rate spread (pts)+0.02 pts vs state
$81kMedian applicant income
100Loans originated
26Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 273 | 197 | 22.0% | 6.75% | #224 |
| 2024 | 154 | 102 | 26.0% | 7.02% | #310 |
| 2025 | 145 | 100 | 17.9% | 6.55% | #328 |
What Community Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 43 | 29 | 9 | 20.9% |
| Washington County | 36 | 27 | 4 | 11.1% |
| Allegheny County | 31 | 20 | 9 | 29.0% |
| Fayette County | 24 | 17 | 3 | 12.5% |
| Westmoreland County | 7 | 4 | 0 | 0.0% |
| Beaver County | 3 | 2 | 1 | 33.3% |
| Erie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 145 applications in 2025, of which 100 were originated and 26 denied.
17.9% of all applications, or 20.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Community Bank originated in Pennsylvania in 2025 was 6.55%, against a statewide median of 6.63%.
About this data. Figures are Community Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology