First Federal Savings and Loan Association of Greene in Pennsylvania vs the state
7.5%Denial rate-10.84 pts vs state
8.4%Decision denial rate-13.78 pts vs state
77.7%Origination rate+16.69 pts vs state
6.00%Median rate-0.63 pts vs state
-0.30Rate spread (pts)-0.54 pts vs state
$107kMedian applicant income
396Loans originated
38Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 454 | 357 | 6.4% | 5.90% | #151 |
| 2024 | 484 | 370 | 6.8% | 6.40% | #155 |
| 2025 | 510 | 396 | 7.5% | 6.00% | #153 |
What First Federal Savings and Loan Association of Greene lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most First Federal Savings and Loan Association of Greene applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fayette County | 219 | 181 | 13 | 5.9% |
| Greene County | 149 | 112 | 14 | 9.4% |
| Washington County | 101 | 72 | 10 | 9.9% |
| Westmoreland County | 22 | 16 | 0 | 0.0% |
| Allegheny County | 14 | 12 | 1 | 7.1% |
| Beaver County | 3 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 510 applications in 2025, of which 396 were originated and 38 denied.
7.5% of all applications, or 8.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans First Federal Savings and Loan Association of Greene originated in Pennsylvania in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are First Federal Savings and Loan Association of Greene's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology