The Huntington National Bank in Pennsylvania vs the state
28.1%Denial rate+9.76 pts vs state
33.2%Decision denial rate+10.96 pts vs state
53.9%Origination rate-7.11 pts vs state
7.59%Median rate+0.96 pts vs state
0.64Rate spread (pts)+0.40 pts vs state
$88kMedian applicant income
1,812Loans originated
944Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,570 | 1,803 | 31.2% | 7.80% | #27 |
| 2024 | 3,680 | 1,923 | 29.4% | 8.34% | #27 |
| 2025 | 3,365 | 1,812 | 28.1% | 7.59% | #35 |
What The Huntington National Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 947 | 509 | 279 | 29.5% |
| Beaver County | 553 | 299 | 154 | 27.8% |
| Lawrence County | 457 | 244 | 129 | 28.2% |
| Mercer County | 270 | 135 | 82 | 30.4% |
| Butler County | 187 | 95 | 45 | 24.1% |
| Washington County | 174 | 87 | 56 | 32.2% |
| Westmoreland County | 148 | 72 | 48 | 32.4% |
| Erie County | 88 | 44 | 28 | 31.8% |
| Montgomery County | 62 | 34 | 18 | 29.0% |
| Chester County | 59 | 34 | 12 | 20.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 3,365 applications in 2025, of which 1,812 were originated and 944 denied.
28.1% of all applications, or 33.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans The Huntington National Bank originated in Pennsylvania in 2025 was 7.59%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology