Frick Financial Federal Credit Union in Pennsylvania vs the state
24.6%Denial rate+6.31 pts vs state
24.6%Decision denial rate+2.39 pts vs state
75.4%Origination rate+14.44 pts vs state
7.74%Median rate+1.12 pts vs state
—Rate spread (pts)
$79kMedian applicant income
95Loans originated
31Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 107 | 104 | 2.8% | 7.02% | #365 |
| 2024 | 105 | 84 | 20.0% | 7.94% | #361 |
| 2025 | 126 | 95 | 24.6% | 7.74% | #348 |
What Frick Financial Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Frick Financial Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fayette County | 65 | 55 | 10 | 15.4% |
| Greene County | 29 | 20 | 9 | 31.0% |
| Washington County | 29 | 18 | 11 | 37.9% |
| Westmoreland County | 3 | 2 | 1 | 33.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 126 applications in 2025, of which 95 were originated and 31 denied.
24.6% of all applications, or 24.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Frick Financial Federal Credit Union originated in Pennsylvania in 2025 was 7.74%, against a statewide median of 6.63%.
About this data. Figures are Frick Financial Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology