Coryell County, Texas · 2025

Mortgage lenders in Coryell County, TX: denial rates and top lenders (2025)

223 lenders acted on 2,610 mortgage applications for properties in Coryell County in 2025. 16.7% were denied (Texas: 19.4%). Median rate on closed loans 6.25%; median loan $205,000; median property value $265,000.

2.6kApplications
16.7%Denial ratestate 19.4%
6.25%Median ratestate 6.50%
$205,000Median loan
$265,000Median property value

Largest lenders in Coryell County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Mortgage Research Center C 19596 16.4%6.13%
2 Dhi Mortgage Company B 171125 8.8%4.50%
3 Rocket Mortgage C 13187 22.1%6.75%
4 United Shore Financial Services B 12177 9.1%5.99%
5 Fairway Independent Mortgage B 12085 6.7%6.25%
6 Navy Federal Credit Union D 9637 27.1%6.25%
7 Cadence Bank B 7233 37.5%7.17%
8 CMG Mortgage A 7055 0.0%6.13%
9 First National Bank Texas B 7058 0.0%6.25%
10 Unnamed lender 254900H565SUNWJ0IV44 A 6754 0.0%4.99%
11 Freedom Mortgage B 6434 3.1%6.00%
12 Newrez D 6428 25.0%6.18%
13 21st Mortgage F 5913 49.2%10.05%
14 Vanderbilt Mortgage and Finance F 5514 30.9%9.99%
15 Pennymac Loan Services C 5319 9.4%5.75%
16 The First National Bank of Evant 4841 6.3%
17 Swbc Mortgage A 4331 4.7%6.13%
18 Mortgage Solutions of Colorado C 3825 2.6%7.75%
19 Lakeview Loan Servicing C 384 52.6%5.62%
20 Loandepot.Com D 3021 13.3%6.99%
21 Broker Solutions D 2920 3.5%6.63%
22 Crosscountry Mortgage B 2820 0.0%6.50%
23 Nationstar Mortgage C 2821 14.3%6.99%
24 Leaderone Financial D 2818 10.7%6.50%
25 Village Capital & Investment C 279 7.4%5.75%

Best approval odds in Coryell County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

What Coryell County borrowers applied for

By loan purpose

Home purchase 1,520 58% · 11.1% denied
Refinance 513 20% · 18.3% denied
Cash-out refinance 315 12% · 25.7% denied
Home improvement 88 3% · 33.0% denied
Other / HELOC 174 7% · 35.6% denied

By loan type

Conventional 1,141 44% · 25.6% denied
FHA 314 12% · 12.4% denied
VA 1,140 44% · 9.0% denied
USDA / RHS 15 1% · 6.7% denied

Why applications were denied

Credit history 140 33%
Debt-to-income ratio 92 21%
Other 62 14%
Collateral 53 12%
Incomplete application 51 12%
Unverifiable information 21 5%
Insufficient cash 6 1%
Employment history 5 1%

Coryell County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,3731,30519.5%6.75%$185,000
20242,3541,32918.1%6.50%$195,000
20252,6101,47816.7%6.25%$205,000

Frequently asked questions

16.7% of applications in Coryell County were denied in 2025, against 19.4% statewide in Texas.

Mortgage Research Center, with 195 applications in 2025 and a denial rate of 16.4%.

The median mortgage application in Coryell County in 2025 was for $205,000; the median property value on originated loans was $265,000.