Mortgage Solutions of Colorado in Texas vs the state
3.9%Denial rate-15.56 pts vs state
4.8%Decision denial rate-20.14 pts vs state
68.5%Origination rate+13.58 pts vs state
7.38%Median rate+0.88 pts vs state
0.85Rate spread (pts)+0.66 pts vs state
$96kMedian applicant income
1,363Loans originated
77Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,088 | 708 | 5.8% | 7.75% | #143 |
| 2024 | 1,549 | 1,048 | 4.4% | 7.13% | #113 |
| 2025 | 1,991 | 1,363 | 3.9% | 7.38% | #98 |
What Mortgage Solutions of Colorado lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bell County | 323 | 242 | 4 | 1.2% |
| Harris County | 221 | 145 | 10 | 4.5% |
| Montgomery County | 117 | 79 | 3 | 2.6% |
| Bexar County | 116 | 79 | 4 | 3.4% |
| Tarrant County | 105 | 67 | 3 | 2.9% |
| El Paso County | 90 | 64 | 5 | 5.6% |
| Cameron County | 81 | 52 | 7 | 8.6% |
| Dallas County | 71 | 42 | 5 | 7.0% |
| Fort Bend County | 55 | 37 | 0 | 0.0% |
| Williamson County | 53 | 41 | 1 | 1.9% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,991 applications in 2025, of which 1,363 were originated and 77 denied.
3.9% of all applications, or 4.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Mortgage Solutions of Colorado originated in Texas in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology