Leaderone Financial in Texas vs the state
15.9%Denial rate-3.55 pts vs state
21.2%Decision denial rate-3.73 pts vs state
58.8%Origination rate+3.90 pts vs state
6.62%Median rate+0.12 pts vs state
0.36Rate spread (pts)+0.17 pts vs state
$110kMedian applicant income
174Loans originated
47Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 641 | 378 | 17.8% | 6.75% | #224 |
| 2024 | 266 | 165 | 8.3% | 6.99% | #339 |
| 2025 | 296 | 174 | 15.9% | 6.62% | #338 |
What Leaderone Financial lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bell County | 40 | 29 | 3 | 7.5% |
| Harris County | 37 | 17 | 7 | 18.9% |
| Coryell County | 28 | 18 | 3 | 10.7% |
| Hidalgo County | 14 | 9 | 2 | 14.3% |
| Montgomery County | 12 | 7 | 1 | 8.3% |
| Starr County | 11 | 10 | 1 | 9.1% |
| Travis County | 10 | 8 | 0 | 0.0% |
| Webb County | 9 | 2 | 3 | 33.3% |
| Williamson County | 9 | 6 | 1 | 11.1% |
| Lampasas County | 9 | 7 | 1 | 11.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 296 applications in 2025, of which 174 were originated and 47 denied.
15.9% of all applications, or 21.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Leaderone Financial originated in Texas in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology