Largest lenders in Lampasas County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Fairway Independent Mortgage | B | 62 | 48 | 6.5% | 6.50% |
| 2 | Lennar Mortgage | A | 61 | 47 | 14.8% | 4.25% |
| 3 | Rocket Mortgage | C | 58 | 37 | 25.9% | 6.99% |
| 4 | United Shore Financial Services | B | 50 | 32 | 8.0% | 5.75% |
| 5 | Cadence Bank | B | 48 | 26 | 25.0% | 6.75% |
| 6 | 21st Mortgage | F | 39 | 10 | 33.3% | 10.05% |
| 7 | Mortgage Research Center | C | 39 | 16 | 23.1% | 6.44% |
| 8 | First Texas Bank | – | 34 | 24 | 14.7% | — |
| 9 | Vanderbilt Mortgage and Finance | F | 33 | 13 | 24.2% | 10.50% |
| 10 | CMG Mortgage | A | 26 | 15 | 0.0% | 6.75% |
| 11 | Pennymac Loan Services | C | 24 | 11 | 16.7% | 5.99% |
| 12 | Freedom Mortgage | B | 22 | 10 | 9.1% | 5.75% |
| 13 | Navy Federal Credit Union | D | 22 | 11 | 18.2% | 6.75% |
| 14 | Newrez | D | 21 | 6 | 19.1% | 6.38% |
| 15 | Broker Solutions | D | 18 | 5 | 16.7% | 5.99% |
| 16 | First National Bank Texas | B | 18 | 16 | 5.6% | 6.50% |
| 17 | Lakeview Loan Servicing | C | 17 | 5 | 41.2% | 6.25% |
| 18 | Triad Financial Services | D | 14 | 7 | 21.4% | 8.80% |
| 19 | Loandepot.Com | D | 14 | 6 | 28.6% | 6.18% |
| 20 | Swbc Mortgage | A | 12 | 8 | 0.0% | 6.13% |
| 21 | Guild Mortgage | A | 12 | 8 | 0.0% | 6.99% |
| 22 | AmeriSave Mortgage | D | 10 | 0 | 70.0% | — |
| 23 | Cornerstone Capital Bank | A | 10 | 10 | 0.0% | 5.25% |
| 24 | Dhi Mortgage Company | B | 10 | 6 | 40.0% | 4.25% |
| 25 | Unnamed lender 254900CTT87ZKAUTIJ37 | F | 10 | 10 | 0.0% | 10.99% |
Best approval odds in Lampasas County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Fairway Independent Mortgage | 52 | 7.7% |
| 2 | Lennar Mortgage | 57 | 15.8% |
| 3 | Rocket Mortgage | 54 | 27.8% |
What Lampasas County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lampasas County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 878 | 495 | 18.7% | 6.63% | $235,000 |
| 2024 | 915 | 543 | 17.2% | 6.63% | $255,000 |
| 2025 | 1,034 | 561 | 18.8% | 6.50% | $255,000 |
Frequently asked questions
18.8% of applications in Lampasas County were denied in 2025, against 19.4% statewide in Texas.
Fairway Independent Mortgage, with 62 applications in 2025 and a denial rate of 6.5%.
The median mortgage application in Lampasas County in 2025 was for $255,000; the median property value on originated loans was $315,000.