AmeriSave Mortgage in Texas vs the state
64.8%Denial rate+45.34 pts vs state
73.2%Decision denial rate+48.32 pts vs state
22.8%Origination rate-32.10 pts vs state
7.50%Median rate+1.00 pts vs state
1.30Rate spread (pts)+1.11 pts vs state
$87kMedian applicant income
1,068Loans originated
3,037Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,679 | 973 | 27.7% | 6.63% | #31 |
| 2024 | 3,026 | 351 | 73.7% | 6.88% | #64 |
| 2025 | 4,689 | 1,068 | 64.8% | 7.50% | #38 |
What AmeriSave Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 624 | 130 | 409 | 65.5% |
| Tarrant County | 358 | 85 | 219 | 61.2% |
| Dallas County | 341 | 62 | 243 | 71.3% |
| Bexar County | 298 | 64 | 194 | 65.1% |
| Collin County | 188 | 48 | 110 | 58.5% |
| Denton County | 161 | 46 | 96 | 59.6% |
| Fort Bend County | 152 | 39 | 99 | 65.1% |
| El Paso County | 143 | 29 | 95 | 66.4% |
| Montgomery County | 139 | 34 | 91 | 65.5% |
| Travis County | 113 | 37 | 55 | 48.7% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 4,689 applications in 2025, of which 1,068 were originated and 3,037 denied.
64.8% of all applications, or 73.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans AmeriSave Mortgage originated in Texas in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology