Swbc Mortgage in Texas vs the state
2.5%Denial rate-16.90 pts vs state
3.1%Decision denial rate-21.83 pts vs state
76.8%Origination rate+21.94 pts vs state
6.50%Median rate0.00 pts vs state
0.18Rate spread (pts)-0.02 pts vs state
$123kMedian applicant income
1,607Loans originated
53Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,209 | 1,669 | 3.4% | 6.75% | #83 |
| 2024 | 2,073 | 1,647 | 1.7% | 6.63% | #90 |
| 2025 | 2,092 | 1,607 | 2.5% | 6.50% | #92 |
What Swbc Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Swbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McLennan County | 362 | 251 | 8 | 2.2% |
| Bell County | 198 | 158 | 5 | 2.5% |
| Bexar County | 157 | 133 | 6 | 3.8% |
| Dallas County | 139 | 112 | 5 | 3.6% |
| Harris County | 137 | 98 | 7 | 5.1% |
| Travis County | 109 | 74 | 0 | 0.0% |
| Taylor County | 85 | 72 | 1 | 1.2% |
| Collin County | 77 | 55 | 2 | 2.6% |
| Tarrant County | 69 | 53 | 1 | 1.4% |
| Montgomery County | 65 | 53 | 2 | 3.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 2,092 applications in 2025, of which 1,607 were originated and 53 denied.
2.5% of all applications, or 3.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Swbc Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology