Largest lenders in Rio Grande County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 45 | 31 | 22.2% | 6.63% |
| 2 | United Shore Financial Services | B | 24 | 19 | 4.2% | 6.13% |
| 3 | Guild Mortgage | A | 18 | 9 | 5.6% | 6.56% |
| 4 | Freedom Mortgage | B | 14 | 9 | 7.1% | 6.25% |
| 5 | Mortgage Research Center | C | 13 | 7 | 15.4% | 6.50% |
| 6 | Guaranteed Rate | B | 12 | 8 | 8.3% | 6.50% |
| 7 | Loandepot.Com | D | 12 | 7 | 33.3% | 6.50% |
| 8 | ENT Credit Union | B | 9 | 3 | 11.1% | 7.25% |
| 9 | Broker Solutions | D | 9 | 1 | 0.0% | 6.38% |
| 10 | Vanderbilt Mortgage and Finance | F | 9 | 1 | 33.3% | 11.25% |
| 11 | Network Funding | C | 8 | 2 | 25.0% | 7.00% |
| 12 | Fairway Independent Mortgage | B | 7 | 6 | 0.0% | 6.63% |
| 13 | Navy Federal Credit Union | D | 7 | 3 | 42.9% | 6.25% |
| 14 | AmeriSave Mortgage | D | 6 | 0 | 100.0% | — |
| 15 | New Day Financial | F | 6 | 0 | 16.7% | — |
| 16 | Newrez | D | 6 | 3 | 0.0% | 5.75% |
| 17 | American Financing | D | 6 | 2 | 33.3% | 6.13% |
| 18 | Coastal Community Bank | C | 6 | 1 | 0.0% | 9.49% |
| 19 | Village Capital & Investment | C | 5 | 2 | 0.0% | 5.87% |
| 20 | NBH Bank | C | 5 | 2 | 0.0% | 6.93% |
| 21 | Spring Eq | D | 5 | 3 | 20.0% | 7.70% |
| 22 | Mortgage Solutions of Colorado | C | 5 | 1 | 0.0% | 6.63% |
| 23 | Sunflower Bank | B | 5 | 2 | 20.0% | 5.75% |
What Rio Grande County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Rio Grande County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 252 | 103 | 19.1% | 6.99% | $185,000 |
| 2024 | 264 | 137 | 23.9% | 6.99% | $195,000 |
| 2025 | 381 | 191 | 16.5% | 6.50% | $225,000 |
Frequently asked questions
16.5% of applications in Rio Grande County were denied in 2025, against 15.6% statewide in Colorado.
Rocket Mortgage, with 45 applications in 2025 and a denial rate of 22.2%.
The median mortgage application in Rio Grande County in 2025 was for $225,000; the median property value on originated loans was $365,000.