NBH Bank in Colorado vs the state
12.9%Denial rate-2.72 pts vs state
17.2%Decision denial rate-2.46 pts vs state
61.3%Origination rate+1.26 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)+0.07 pts vs state
$132kMedian applicant income
489Loans originated
103Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,026 | 611 | 14.5% | 6.88% | #58 |
| 2024 | 781 | 447 | 11.9% | 6.63% | #72 |
| 2025 | 798 | 489 | 12.9% | 6.63% | #74 |
What NBH Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most NBH Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 267 | 189 | 17 | 6.4% |
| Weld County | 56 | 31 | 9 | 16.1% |
| Jefferson County | 40 | 26 | 4 | 10.0% |
| San Miguel County | 37 | 22 | 5 | 13.5% |
| Denver County | 33 | 20 | 4 | 12.1% |
| Douglas County | 29 | 16 | 4 | 13.8% |
| Arapahoe County | 28 | 17 | 6 | 21.4% |
| Larimer County | 23 | 13 | 4 | 17.4% |
| Pueblo County | 22 | 11 | 3 | 13.6% |
| Gunnison County | 21 | 10 | 4 | 19.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 798 applications in 2025, of which 489 were originated and 103 denied.
12.9% of all applications, or 17.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans NBH Bank originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are NBH Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology