New Day Financial in Colorado vs the state
25.7%Denial rate+10.06 pts vs state
58.7%Decision denial rate+39.08 pts vs state
16.7%Origination rate-43.35 pts vs state
6.87%Median rate+0.24 pts vs state
0.66Rate spread (pts)+0.51 pts vs state
$88kMedian applicant income
109Loans originated
168Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 534 | 72 | 26.0% | 7.38% | #94 |
| 2024 | 707 | 93 | 28.3% | 7.49% | #79 |
| 2025 | 654 | 109 | 25.7% | 6.87% | #87 |
What New Day Financial lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 177 | 27 | 38 | 21.5% |
| Pueblo County | 60 | 13 | 10 | 16.7% |
| Arapahoe County | 57 | 7 | 19 | 33.3% |
| Adams County | 46 | 5 | 14 | 30.4% |
| Mesa County | 38 | 6 | 11 | 28.9% |
| Jefferson County | 36 | 4 | 11 | 30.6% |
| Weld County | 27 | 3 | 8 | 29.6% |
| Fremont County | 25 | 6 | 3 | 12.0% |
| Larimer County | 24 | 3 | 8 | 33.3% |
| Denver County | 23 | 3 | 6 | 26.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 654 applications in 2025, of which 109 were originated and 168 denied.
25.7% of all applications, or 58.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans New Day Financial originated in Colorado in 2025 was 6.87%, against a statewide median of 6.63%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology