Coastal Community Bank in Colorado vs the state
1.6%Denial rate-14.01 pts vs state
2.3%Decision denial rate-17.37 pts vs state
24.5%Origination rate-35.57 pts vs state
9.99%Median rate+3.37 pts vs state
2.65Rate spread (pts)+2.50 pts vs state
$150kMedian applicant income
545Loans originated
36Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,044 | 464 | 1.1% | 13.74% | #57 |
| 2024 | 1,729 | 448 | 1.8% | 11.99% | #32 |
| 2025 | 2,229 | 545 | 1.6% | 9.99% | #26 |
What Coastal Community Bank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 302 | 73 | 8 | 2.6% |
| Arapahoe County | 245 | 69 | 2 | 0.8% |
| Douglas County | 244 | 55 | 5 | 2.0% |
| Jefferson County | 238 | 44 | 2 | 0.8% |
| Adams County | 213 | 59 | 2 | 0.9% |
| Denver County | 209 | 51 | 2 | 1.0% |
| Weld County | 158 | 42 | 4 | 2.5% |
| Larimer County | 99 | 24 | 2 | 2.0% |
| Boulder County | 95 | 20 | 1 | 1.1% |
| Mesa County | 87 | 28 | 1 | 1.1% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 2,229 applications in 2025, of which 545 were originated and 36 denied.
1.6% of all applications, or 2.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Coastal Community Bank originated in Colorado in 2025 was 9.99%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology