Logan County, Colorado · 2025

Mortgage lenders in Logan County, CO: denial rates and top lenders (2025)

121 lenders acted on 681 mortgage applications for properties in Logan County in 2025. 15.6% were denied (Colorado: 15.6%). Median rate on closed loans 6.63%; median loan $175,000; median property value $265,000.

681Applications
15.6%Denial ratestate 15.6%
6.63%Median ratestate 6.63%
$175,000Median loan
$265,000Median property value

Largest lenders in Logan County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Bank of Colorado C 143103 7.7%6.88%
2 Rocket Mortgage C 4429 20.5%6.75%
3 BMO Bank F 4418 34.1%7.94%
4 United Shore Financial Services B 4029 15.0%6.38%
5 Guild Mortgage A 3117 3.2%6.50%
6 Equitable Savings and Loan Association D 2217 4.6%
7 American Financing D 2215 18.2%6.38%
8 Mortgage Research Center C 164 18.8%6.69%
9 Vanderbilt Mortgage and Finance F 161 31.3%8.75%
10 Broker Solutions D 126 0.0%6.19%
11 Freedom Mortgage B 105 10.0%6.13%
12 Newrez D 96 11.1%6.69%
13 Credit Union of Colorado, a Federal Credit Union C 94 22.2%7.13%
14 Kiavi Funding D 96 0.0%8.44%
15 Coastal Community Bank C 92 0.0%10.74%
16 Pennymac Loan Services C 86 0.0%6.44%
17 AmeriSave Mortgage D 72 71.4%8.50%
18 Mutual of Omaha Mortgage C 71 42.9%6.38%
19 Fairway Independent Mortgage B 75 0.0%6.50%
20 Loandepot.Com D 73 42.9%6.99%
21 Crosscountry Mortgage B 63 0.0%6.38%
22 Guaranteed Rate B 64 0.0%6.63%
23 Lakeview Loan Servicing C 61 83.3%8.88%
24 Figure Lending C 61 50.0%13.20%
25 Lower C 51 0.0%6.00%

Best approval odds in Logan County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Bank of Colorado1169.5%

What Logan County borrowers applied for

By loan purpose

Home purchase 320 47% · 7.2% denied
Refinance 94 14% · 20.2% denied
Cash-out refinance 140 21% · 22.9% denied
Home improvement 66 10% · 25.8% denied
Other / HELOC 61 9% · 24.6% denied

By loan type

Conventional 458 67% · 16.2% denied
FHA 156 23% · 15.4% denied
VA 57 8% · 8.8% denied
USDA / RHS 10 1% · 30.0% denied

Why applications were denied

Credit history 29 28%
Debt-to-income ratio 22 21%
Collateral 21 20%
Incomplete application 12 11%
Other 10 10%
Insufficient cash 6 6%
Unverifiable information 3 3%
Employment history 2 2%

Logan County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202360535717.5%7.00%$165,000
202466540816.7%6.99%$165,000
202568139315.6%6.63%$175,000

Frequently asked questions

15.6% of applications in Logan County were denied in 2025, against 15.6% statewide in Colorado.

Bank of Colorado, with 143 applications in 2025 and a denial rate of 7.7%.

The median mortgage application in Logan County in 2025 was for $175,000; the median property value on originated loans was $265,000.