Equitable Savings and Loan Association in Colorado vs the state
18.1%Denial rate+2.47 pts vs state
20.8%Decision denial rate+1.13 pts vs state
69.0%Origination rate+8.95 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
80Loans originated
21Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 155 | 104 | 20.0% | — | #176 |
| 2024 | 137 | 108 | 10.2% | — | #193 |
| 2025 | 116 | 80 | 18.1% | — | #214 |
What Equitable Savings and Loan Association lends in Colorado
By loan purpose
By loan type
Where in Colorado
Counties with the most Equitable Savings and Loan Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Logan County | 22 | 17 | 1 | 4.5% |
| Yuma County | 20 | 14 | 5 | 25.0% |
| Kit Carson County | 15 | 10 | 3 | 20.0% |
| Morgan County | 14 | 10 | 3 | 21.4% |
| Lincoln County | 11 | 6 | 2 | 18.2% |
| Phillips County | 9 | 8 | 0 | 0.0% |
| Sedgwick County | 7 | 1 | 5 | 71.4% |
| Washington County | 6 | 4 | 2 | 33.3% |
| Larimer County | 4 | 3 | 0 | 0.0% |
| Weld County | 3 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 116 applications in 2025, of which 80 were originated and 21 denied.
18.1% of all applications, or 20.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Equitable Savings and Loan Association's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology