Largest lenders in Perry County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Members 1st | B | 342 | 206 | 28.1% | 1.99% |
| 2 | PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 137 | 106 | 13.1% | 6.50% |
| 3 | The Bank of Landisburg | B | 121 | 89 | 14.1% | — |
| 4 | Rocket Mortgage | C | 77 | 53 | 20.8% | 6.88% |
| 5 | United Shore Financial Services | B | 66 | 59 | 6.1% | 6.49% |
| 6 | Broker Solutions | D | 49 | 27 | 6.1% | 6.63% |
| 7 | Mortgage Research Center | C | 34 | 19 | 11.8% | 6.25% |
| 8 | Orrstown Bank | A | 33 | 20 | 36.4% | 3.24% |
| 9 | Pennymac Loan Services | C | 29 | 17 | 17.2% | 6.38% |
| 10 | AmeriSave Mortgage | D | 29 | 7 | 62.1% | 9.00% |
| 11 | The Juniata Valley Bank | C | 29 | 23 | 20.7% | — |
| 12 | Freedom Mortgage | B | 29 | 13 | 3.5% | 5.99% |
| 13 | Belco Community Credit Union | D | 27 | 16 | 22.2% | 6.49% |
| 14 | Guild Mortgage | A | 26 | 25 | 0.0% | 6.56% |
| 15 | CMG Mortgage | A | 25 | 18 | 12.0% | 6.25% |
| 16 | Loandepot.Com | D | 23 | 9 | 30.4% | 6.38% |
| 17 | 21st Mortgage | F | 21 | 5 | 38.1% | 9.05% |
| 18 | Newrez | D | 21 | 9 | 23.8% | 6.88% |
| 19 | Coastal Community Bank | C | 20 | 7 | 5.0% | 11.24% |
| 20 | First National Bank of Pennsylvania | B | 19 | 10 | 42.1% | 6.56% |
| 21 | Citizens Bank | C | 19 | 9 | 47.4% | 7.65% |
| 22 | Crosscountry Mortgage | B | 18 | 12 | 5.6% | 6.81% |
| 23 | Fulton Bank | C | 16 | 10 | 25.0% | 6.50% |
| 24 | PNC Bank | D | 16 | 10 | 18.8% | 8.20% |
| 25 | Pennian Bank | B | 16 | 12 | 6.3% | — |
Best approval odds in Perry County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 64 | 6.3% |
| 2 | PENNSYLVANIA STATE EMPLOYEES Credit Union | 126 | 14.3% |
| 3 | The Bank of Landisburg | 116 | 14.7% |
| 4 | Rocket Mortgage | 72 | 22.2% |
| 5 | Members 1st | 306 | 31.4% |
What Perry County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Perry County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,531 | 917 | 22.1% | 6.63% | $105,000 |
| 2024 | 1,664 | 1,023 | 21.6% | 6.63% | $115,000 |
| 2025 | 1,725 | 1,057 | 20.4% | 6.49% | $125,000 |
Frequently asked questions
20.4% of applications in Perry County were denied in 2025, against 18.3% statewide in Pennsylvania.
Members 1st, with 342 applications in 2025 and a denial rate of 28.1%.
The median mortgage application in Perry County in 2025 was for $125,000; the median property value on originated loans was $305,000.