CMG Mortgage in Pennsylvania vs the state
4.1%Denial rate-14.18 pts vs state
4.9%Decision denial rate-17.28 pts vs state
74.0%Origination rate+13.01 pts vs state
6.63%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.03 pts vs state
$108kMedian applicant income
2,626Loans originated
146Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,352 | 1,719 | 4.6% | 6.75% | #39 |
| 2024 | 3,391 | 2,502 | 4.2% | 6.75% | #32 |
| 2025 | 3,550 | 2,626 | 4.1% | 6.63% | #31 |
What CMG Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 437 | 364 | 6 | 1.4% |
| Philadelphia County | 436 | 297 | 27 | 6.2% |
| Berks County | 343 | 280 | 15 | 4.4% |
| Bucks County | 319 | 231 | 20 | 6.3% |
| Chester County | 285 | 226 | 6 | 2.1% |
| Montgomery County | 245 | 180 | 8 | 3.3% |
| Lehigh County | 225 | 158 | 9 | 4.0% |
| Northampton County | 196 | 137 | 9 | 4.6% |
| Delaware County | 189 | 146 | 8 | 4.2% |
| Adams County | 108 | 76 | 5 | 4.6% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 3,550 applications in 2025, of which 2,626 were originated and 146 denied.
4.1% of all applications, or 4.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans CMG Mortgage originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology