Coastal Community Bank in Pennsylvania vs the state
1.4%Denial rate-16.93 pts vs state
1.9%Decision denial rate-20.36 pts vs state
24.2%Origination rate-36.76 pts vs state
10.49%Median rate+3.87 pts vs state
3.29Rate spread (pts)+3.05 pts vs state
$110kMedian applicant income
1,032Loans originated
58Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,723 | 684 | 1.0% | 14.24% | #49 |
| 2024 | 3,096 | 783 | 1.2% | 12.49% | #36 |
| 2025 | 4,264 | 1,032 | 1.4% | 10.49% | #23 |
What Coastal Community Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 428 | 119 | 6 | 1.4% |
| Montgomery County | 336 | 65 | 8 | 2.4% |
| Philadelphia County | 319 | 64 | 1 | 0.3% |
| Bucks County | 287 | 60 | 4 | 1.4% |
| York County | 206 | 51 | 5 | 2.4% |
| Chester County | 204 | 45 | 3 | 1.5% |
| Lehigh County | 174 | 53 | 2 | 1.1% |
| Lancaster County | 171 | 38 | 3 | 1.8% |
| Delaware County | 169 | 38 | 0 | 0.0% |
| Luzerne County | 158 | 37 | 1 | 0.6% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 4,264 applications in 2025, of which 1,032 were originated and 58 denied.
1.4% of all applications, or 1.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Coastal Community Bank originated in Pennsylvania in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology