Largest lenders in Nye County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Guild Mortgage | A | 205 | 141 | 2.4% | 6.75% |
| 2 | Rocket Mortgage | C | 187 | 127 | 19.8% | 6.88% |
| 3 | United Shore Financial Services | B | 180 | 116 | 16.7% | 6.25% |
| 4 | Zions Bancorporation | B | 106 | 37 | 45.3% | 6.25% |
| 5 | Mortgage Research Center | C | 96 | 36 | 22.9% | 6.38% |
| 6 | AMERICA FIRST Federal Credit Union | C | 87 | 43 | 31.0% | 7.24% |
| 7 | Freedom Mortgage | B | 86 | 37 | 9.3% | 6.00% |
| 8 | Broker Solutions | D | 77 | 25 | 22.1% | 7.25% |
| 9 | Loandepot.Com | D | 74 | 38 | 29.7% | 6.99% |
| 10 | Premier Mortgage Resources | B | 69 | 45 | 1.5% | 6.75% |
| 11 | U.S. Bank | D | 66 | 19 | 60.6% | 7.49% |
| 12 | Pennymac Loan Services | C | 60 | 33 | 5.0% | 7.13% |
| 13 | Navy Federal Credit Union | D | 55 | 20 | 29.1% | 7.75% |
| 14 | Taylor Morrison Home Funding | A | 52 | 40 | 3.9% | 5.75% |
| 15 | Guaranteed Rate | B | 49 | 26 | 16.3% | 6.70% |
| 16 | Geneva Financial | C | 49 | 27 | 0.0% | 6.75% |
| 17 | Newrez | D | 48 | 12 | 29.2% | 6.56% |
| 18 | New Day Financial | F | 47 | 4 | 29.8% | 6.56% |
| 19 | AmeriSave Mortgage | D | 44 | 11 | 59.1% | 7.88% |
| 20 | Crosscountry Mortgage | B | 41 | 23 | 9.8% | 6.63% |
| 21 | CMG Mortgage | A | 38 | 18 | 21.1% | 6.63% |
| 22 | Bank of America | F | 33 | 12 | 33.3% | 6.49% |
| 23 | Mutual of Omaha Mortgage | C | 27 | 9 | 37.0% | 6.50% |
| 24 | Securitynational Mortgage | D | 23 | 16 | 13.0% | 6.63% |
| 25 | Village Capital & Investment | C | 23 | 6 | 21.7% | 5.75% |
Best approval odds in Nye County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Guild Mortgage | 160 | 3.1% |
| 2 | Freedom Mortgage | 52 | 15.4% |
| 3 | United Shore Financial Services | 149 | 20.1% |
| 4 | Rocket Mortgage | 172 | 21.5% |
| 5 | AMERICA FIRST Federal Credit Union | 78 | 34.6% |
| 6 | Loandepot.Com | 60 | 36.7% |
| 7 | Mortgage Research Center | 58 | 37.9% |
| 8 | Zions Bancorporation | 103 | 46.6% |
| 9 | U.S. Bank | 59 | 67.8% |
What Nye County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Nye County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,313 | 1,187 | 22.0% | 6.75% | $215,000 |
| 2024 | 2,629 | 1,445 | 19.7% | 6.63% | $245,000 |
| 2025 | 2,865 | 1,408 | 20.5% | 6.63% | $245,000 |
Frequently asked questions
20.5% of applications in Nye County were denied in 2025, against 17.5% statewide in Nevada.
Guild Mortgage, with 205 applications in 2025 and a denial rate of 2.4%.
The median mortgage application in Nye County in 2025 was for $245,000; the median property value on originated loans was $355,000.