Rocket Mortgage in Nevada vs the state
15.4%Denial rate-2.09 pts vs state
16.4%Decision denial rate-5.82 pts vs state
75.9%Origination rate+18.15 pts vs state
6.88%Median rate+0.25 pts vs state
0.64Rate spread (pts)+0.35 pts vs state
$105kMedian applicant income
5,226Loans originated
1,058Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,923 | 3,735 | 14.9% | 6.75% | #2 |
| 2024 | 5,482 | 4,321 | 12.2% | 6.88% | #2 |
| 2025 | 6,889 | 5,226 | 15.4% | 6.88% | #2 |
What Rocket Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 4,903 | 3,690 | 781 | 15.9% |
| Washoe County | 1,010 | 804 | 125 | 12.4% |
| Lyon County | 227 | 172 | 33 | 14.5% |
| Nye County | 187 | 127 | 37 | 19.8% |
| Douglas County | 135 | 109 | 13 | 9.6% |
| Carson City | 111 | 88 | 13 | 11.7% |
| Elko County | 104 | 82 | 17 | 16.3% |
| Churchill County | 69 | 52 | 13 | 18.8% |
| Humboldt County | 40 | 29 | 10 | 25.0% |
| White Pine County | 21 | 11 | 8 | 38.1% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
| Freedom Mortgage | B | 2,502 | 6.4% | 6.13% |
Frequently asked questions
Nevada: 6,889 applications in 2025, of which 5,226 were originated and 1,058 denied.
15.4% of all applications, or 16.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Rocket Mortgage originated in Nevada in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology