Largest lenders in Douglas County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Guild Mortgage | A | 201 | 145 | 1.0% | 6.63% |
| 2 | U.S. Bank | D | 167 | 100 | 22.8% | 6.75% |
| 3 | Rocket Mortgage | C | 135 | 109 | 9.6% | 7.25% |
| 4 | Bank of America | F | 111 | 52 | 30.6% | 5.99% |
| 5 | Mason Mcduffie Mortgage | C | 82 | 66 | 0.0% | 6.93% |
| 6 | United Shore Financial Services | B | 81 | 71 | 4.9% | 6.48% |
| 7 | Greater Nevada | B | 78 | 61 | 9.0% | 6.50% |
| 8 | United Federal Credit Union | D | 71 | 39 | 32.4% | 7.25% |
| 9 | Pennymac Loan Services | C | 61 | 38 | 19.7% | 6.62% |
| 10 | Crosscountry Mortgage | B | 49 | 33 | 4.1% | 6.58% |
| 11 | Lennar Mortgage | A | 41 | 33 | 4.9% | 5.13% |
| 12 | Zions Bancorporation | B | 38 | 22 | 26.3% | 5.68% |
| 13 | Broker Solutions | D | 38 | 23 | 2.6% | 6.75% |
| 14 | The Loan Store | B | 33 | 24 | 6.1% | 6.63% |
| 15 | Newrez | D | 31 | 13 | 9.7% | 6.50% |
| 16 | Spring Eq | D | 29 | 7 | 58.6% | 7.88% |
| 17 | JPMorgan Chase Bank | B | 26 | 13 | 23.1% | 6.38% |
| 18 | Mutual of Omaha Mortgage | C | 26 | 17 | 26.9% | 6.38% |
| 19 | Loandepot.Com | D | 26 | 18 | 7.7% | 8.50% |
| 20 | Freedom Mortgage | B | 24 | 14 | 0.0% | 6.25% |
| 21 | Mortgage Research Center | C | 23 | 10 | 13.0% | 5.81% |
| 22 | Wells Fargo Bank | B | 22 | 13 | 22.7% | 6.00% |
| 23 | Navy Federal Credit Union | D | 22 | 11 | 18.2% | 6.75% |
| 24 | AmeriSave Mortgage | D | 21 | 7 | 42.9% | 8.63% |
| 25 | Finance of America Reverse | C | 19 | 17 | 10.5% | 6.88% |
Best approval odds in Douglas County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Mason Mcduffie Mortgage | 67 | 0.0% |
| 2 | Guild Mortgage | 162 | 1.2% |
| 3 | United Shore Financial Services | 76 | 5.3% |
| 4 | Greater Nevada | 68 | 10.3% |
| 5 | Rocket Mortgage | 124 | 10.5% |
| 6 | Pennymac Loan Services | 52 | 23.1% |
| 7 | U.S. Bank | 141 | 27.0% |
| 8 | United Federal Credit Union | 62 | 37.1% |
| 9 | Bank of America | 86 | 39.5% |
What Douglas County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Douglas County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,556 | 942 | 16.7% | 6.99% | $300,000 |
| 2024 | 1,828 | 1,140 | 14.3% | 6.99% | $335,000 |
| 2025 | 2,121 | 1,353 | 13.9% | 6.63% | $365,000 |
Frequently asked questions
13.9% of applications in Douglas County were denied in 2025, against 17.5% statewide in Nevada.
Guild Mortgage, with 201 applications in 2025 and a denial rate of 1.0%.
The median mortgage application in Douglas County in 2025 was for $365,000; the median property value on originated loans was $685,000.