Mortgage Research Center in Nevada vs the state
19.9%Denial rate+2.48 pts vs state
30.7%Decision denial rate+8.49 pts vs state
44.6%Origination rate-13.09 pts vs state
6.13%Median rate-0.50 pts vs state
-0.39Rate spread (pts)-0.68 pts vs state
$106kMedian applicant income
900Loans originated
402Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,197 | 560 | 16.0% | 6.63% | #21 |
| 2024 | 1,513 | 730 | 13.4% | 6.25% | #18 |
| 2025 | 2,017 | 900 | 19.9% | 6.13% | #16 |
What Mortgage Research Center lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Mortgage Research Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 1,422 | 625 | 293 | 20.6% |
| Washoe County | 207 | 89 | 34 | 16.4% |
| Lyon County | 100 | 48 | 20 | 20.0% |
| Nye County | 96 | 36 | 22 | 22.9% |
| Churchill County | 74 | 37 | 9 | 12.2% |
| Elko County | 31 | 14 | 9 | 29.0% |
| Douglas County | 23 | 10 | 3 | 13.0% |
| Carson City | 21 | 11 | 5 | 23.8% |
| White Pine County | 11 | 6 | 3 | 27.3% |
| Humboldt County | 10 | 6 | 3 | 30.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 2,017 applications in 2025, of which 900 were originated and 402 denied.
19.9% of all applications, or 30.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Mortgage Research Center originated in Nevada in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Research Center's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology