Bank of America in Nevada vs the state
35.9%Denial rate+18.41 pts vs state
48.5%Decision denial rate+26.32 pts vs state
37.4%Origination rate-20.30 pts vs state
6.24%Median rate-0.38 pts vs state
1.28Rate spread (pts)+0.98 pts vs state
$100kMedian applicant income
1,233Loans originated
1,182Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,970 | 1,301 | 53.3% | 7.38% | #5 |
| 2024 | 3,328 | 1,120 | 41.3% | 6.99% | #6 |
| 2025 | 3,296 | 1,233 | 35.9% | 6.24% | #6 |
What Bank of America lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 2,471 | 896 | 932 | 37.7% |
| Washoe County | 577 | 236 | 165 | 28.6% |
| Douglas County | 111 | 52 | 34 | 30.6% |
| Carson City | 47 | 20 | 18 | 38.3% |
| Lyon County | 37 | 15 | 11 | 29.7% |
| Nye County | 33 | 12 | 11 | 33.3% |
| Storey County | 5 | 0 | 3 | 60.0% |
| Elko County | 5 | 2 | 3 | 60.0% |
| Churchill County | 3 | 0 | 1 | 33.3% |
| Humboldt County | 3 | 0 | 3 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
| Freedom Mortgage | B | 2,502 | 6.4% | 6.13% |
Frequently asked questions
Nevada: 3,296 applications in 2025, of which 1,233 were originated and 1,182 denied.
35.9% of all applications, or 48.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Bank of America originated in Nevada in 2025 was 6.24%, against a statewide median of 6.63%.
About this data. Figures are Bank of America's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology