Pennymac Loan Services in Nevada vs the state
12.5%Denial rate-4.97 pts vs state
17.5%Decision denial rate-4.76 pts vs state
57.5%Origination rate-0.18 pts vs state
6.62%Median rate0.00 pts vs state
0.35Rate spread (pts)+0.06 pts vs state
$117kMedian applicant income
1,834Loans originated
398Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,522 | 770 | 16.0% | 6.88% | #15 |
| 2024 | 2,348 | 1,376 | 13.7% | 6.75% | #14 |
| 2025 | 3,188 | 1,834 | 12.5% | 6.62% | #7 |
What Pennymac Loan Services lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 2,402 | 1,344 | 303 | 12.6% |
| Washoe County | 468 | 298 | 56 | 12.0% |
| Lyon County | 69 | 43 | 6 | 8.7% |
| Douglas County | 61 | 38 | 12 | 19.7% |
| Nye County | 60 | 33 | 3 | 5.0% |
| Elko County | 47 | 28 | 7 | 14.9% |
| Carson City | 28 | 19 | 4 | 14.3% |
| Churchill County | 20 | 10 | 5 | 25.0% |
| Humboldt County | 8 | 4 | 1 | 12.5% |
| Lander County | 7 | 4 | 1 | 14.3% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
| Freedom Mortgage | B | 2,502 | 6.4% | 6.13% |
Frequently asked questions
Nevada: 3,188 applications in 2025, of which 1,834 were originated and 398 denied.
12.5% of all applications, or 17.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Pennymac Loan Services originated in Nevada in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology