Guild Mortgage in Nevada vs the state
2.6%Denial rate-14.83 pts vs state
3.3%Decision denial rate-18.88 pts vs state
70.2%Origination rate+12.45 pts vs state
6.50%Median rate-0.13 pts vs state
0.35Rate spread (pts)+0.06 pts vs state
$106kMedian applicant income
3,882Loans originated
145Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,123 | 3,062 | 2.5% | 6.63% | #3 |
| 2024 | 5,316 | 3,909 | 2.8% | 6.63% | #3 |
| 2025 | 5,533 | 3,882 | 2.6% | 6.50% | #3 |
What Guild Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 2,692 | 1,808 | 84 | 3.1% |
| Washoe County | 1,452 | 1,036 | 36 | 2.5% |
| Lyon County | 377 | 304 | 4 | 1.1% |
| Elko County | 250 | 188 | 4 | 1.6% |
| Nye County | 205 | 141 | 5 | 2.4% |
| Douglas County | 201 | 145 | 2 | 1.0% |
| Carson City | 200 | 152 | 7 | 3.5% |
| Churchill County | 44 | 34 | 1 | 2.3% |
| Humboldt County | 30 | 16 | 0 | 0.0% |
| Storey County | 24 | 17 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
| Freedom Mortgage | B | 2,502 | 6.4% | 6.13% |
Frequently asked questions
Nevada: 5,533 applications in 2025, of which 3,882 were originated and 145 denied.
2.6% of all applications, or 3.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Guild Mortgage originated in Nevada in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology