U.S. Bank in Nevada vs the state
40.2%Denial rate+22.74 pts vs state
47.7%Decision denial rate+25.50 pts vs state
42.5%Origination rate-15.17 pts vs state
7.65%Median rate+1.03 pts vs state
0.72Rate spread (pts)+0.43 pts vs state
$115kMedian applicant income
1,593Loans originated
1,505Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,056 | 1,572 | 47.9% | 8.30% | #4 |
| 2024 | 4,066 | 1,667 | 44.8% | 7.88% | #4 |
| 2025 | 3,745 | 1,593 | 40.2% | 7.65% | #5 |
What U.S. Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 2,490 | 971 | 1,102 | 44.3% |
| Washoe County | 684 | 336 | 203 | 29.7% |
| Douglas County | 167 | 100 | 38 | 22.8% |
| Lyon County | 93 | 41 | 41 | 44.1% |
| Carson City | 83 | 53 | 23 | 27.7% |
| Elko County | 74 | 41 | 23 | 31.1% |
| Nye County | 66 | 19 | 40 | 60.6% |
| Humboldt County | 33 | 12 | 11 | 33.3% |
| Churchill County | 28 | 12 | 11 | 39.3% |
| Storey County | 10 | 5 | 4 | 40.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
| Freedom Mortgage | B | 2,502 | 6.4% | 6.13% |
Frequently asked questions
Nevada: 3,745 applications in 2025, of which 1,593 were originated and 1,505 denied.
40.2% of all applications, or 47.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans U.S. Bank originated in Nevada in 2025 was 7.65%, against a statewide median of 6.63%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology