Dhi Mortgage Company · Nevada · 2025

Dhi Mortgage Company in Nevada: approval rate, denial rate and rates (2025)

Dhi Mortgage Company took 2,549 mortgage applications in Nevada in 2025, ranking #10 of 627 lenders active in the state. It originated 80.8% of them and denied 6.8% (7.8% of the applications it decided), against a statewide denial rate of 17.5%.

2.5kApplicationsin NV
7.8%Decision denial ratestate 22.2%
4.99%Median ratestate 6.63%
$395,000Median loanstate $305,000
$819MVolume4 counties

Dhi Mortgage Company in Nevada vs the state

6.8%Denial rate-10.62 pts vs state
7.8%Decision denial rate-14.46 pts vs state
80.8%Origination rate+23.07 pts vs state
4.99%Median rate-1.63 pts vs state
-1.22Rate spread (pts)-1.51 pts vs state
$108kMedian applicant income
2,059Loans originated
174Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,8711,6035.4%5.63%#12
20242,5302,0965.9%5.50%#10
20252,5492,0596.8%4.99%#10

What Dhi Mortgage Company lends in Nevada

By loan purpose

Home purchase 2,544 100% · 6.7% denied
Refinance 5 0% · 60.0% denied

By loan type

Conventional 1,098 43% · 5.6% denied
FHA 955 37% · 9.7% denied
VA 494 19% · 3.9% denied
USDA / RHS 2 0% · 50.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 127 73%
Credit history 26 15%
Insufficient cash 9 5%
Unverifiable information 8 5%
Other 4 2%

Where in Nevada

Counties with the most Dhi Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1,7861,483104 5.8%
Washoe County 58443953 9.1%
Lyon County 16512615 9.1%
Douglas County 14112 14.3%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Freedom MortgageB 2,5026.4%6.13%

Frequently asked questions

Nevada: 2,549 applications in 2025, of which 2,059 were originated and 174 denied.

6.8% of all applications, or 7.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Dhi Mortgage Company originated in Nevada in 2025 was 4.99%, against a statewide median of 6.63%.

About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology