United Shore Financial Services in Nevada vs the state
11.4%Denial rate-6.05 pts vs state
12.9%Decision denial rate-9.28 pts vs state
75.4%Origination rate+17.73 pts vs state
6.31%Median rate-0.31 pts vs state
0.12Rate spread (pts)-0.17 pts vs state
$110kMedian applicant income
5,215Loans originated
788Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,033 | 3,823 | 11.0% | 6.50% | #1 |
| 2024 | 6,495 | 4,935 | 11.4% | 6.50% | #1 |
| 2025 | 6,913 | 5,215 | 11.4% | 6.31% | #1 |
What United Shore Financial Services lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most United Shore Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 5,239 | 3,925 | 633 | 12.1% |
| Washoe County | 853 | 666 | 66 | 7.7% |
| Nye County | 180 | 116 | 30 | 16.7% |
| Lyon County | 176 | 132 | 23 | 13.1% |
| Elko County | 143 | 118 | 11 | 7.7% |
| Carson City | 85 | 67 | 10 | 11.8% |
| Douglas County | 81 | 71 | 4 | 4.9% |
| Churchill County | 73 | 57 | 6 | 8.2% |
| Humboldt County | 32 | 28 | 1 | 3.1% |
| White Pine County | 12 | 11 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
| Freedom Mortgage | B | 2,502 | 6.4% | 6.13% |
Frequently asked questions
Nevada: 6,913 applications in 2025, of which 5,215 were originated and 788 denied.
11.4% of all applications, or 12.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans United Shore Financial Services originated in Nevada in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are United Shore Financial Services's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology