Find a better mortgage lender

White Pine County, Nevada · 2025

Mortgage lenders in White Pine County, NV: denial rates and top lenders (2025)

68 lenders acted on 333 mortgage applications for properties in White Pine County in 2025. 17.1% were denied (Nevada: 17.5%). Median rate on closed loans 6.75%; median loan $165,000; median property value $255,000.

333Applications
17.1%Denial ratestate 17.5%
6.75%Median ratestate 6.63%
$165,000Median loan
$255,000Median property value

Largest lenders in White Pine County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Summit Funding C 4335 4.7%6.88%
2 Primary Residential Mortgage C 3323 6.1%6.63%
3 Rocket Mortgage C 2111 38.1%7.13%
4 Greater Nevada B 1813 5.6%6.38%
5 Freedom Mortgage B 164 18.8%6.31%
6 AMERICA FIRST Federal Credit Union C 137 23.1%6.75%
7 United Shore Financial Services B 1211 0.0%6.75%
8 Mortgage Research Center C 116 27.3%5.99%
9 United Federal Credit Union D 107 0.0%7.25%
10 21st Mortgage F 92 44.4%9.38%
11 Mountain America Federal Credit Union D 94 44.4%6.90%
12 Loandepot.Com D 85 37.5%8.25%
13 Pennymac Loan Services C 75 0.0%6.38%
14 Figure Lending C 72 57.1%10.70%
15 AmeriSave Mortgage D 60 100.0%—
16 OCMBC C 63 0.0%8.25%
17 Newrez D 66 0.0%7.50%
18 Broker Solutions D 63 16.7%6.99%
19 The Loan Store B 65 16.7%6.63%
20 Zions Bancorporation B 53 20.0%5.49%
21 Crosscountry Mortgage B 54 0.0%6.41%

What White Pine County borrowers applied for

By loan purpose

Home purchase 162 49% · 8.6% denied
Refinance 57 17% · 17.5% denied
Cash-out refinance 69 21% · 27.5% denied
Home improvement 21 6% · 33.3% denied
Other / HELOC 24 7% · 29.2% denied

By loan type

Conventional 196 59% · 15.8% denied
FHA 94 28% · 22.3% denied
VA 31 9% · 12.9% denied
USDA / RHS 12 4% · 8.3% denied

Why applications were denied

Collateral 19 33%
Debt-to-income ratio 11 19%
Credit history 11 19%
Incomplete application 8 14%
Unverifiable information 3 5%
Other 3 5%
Insufficient cash 2 4%

White Pine County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202323713019.4%7.13%$165,000
202431418015.6%6.93%$155,000
202533319517.1%6.75%$165,000

Frequently asked questions

17.1% of applications in White Pine County were denied in 2025, against 17.5% statewide in Nevada.

Summit Funding, with 43 applications in 2025 and a denial rate of 4.7%.

The median mortgage application in White Pine County in 2025 was for $165,000; the median property value on originated loans was $255,000.