Primary Residential Mortgage in Nevada vs the state
7.8%Denial rate-9.64 pts vs state
10.7%Decision denial rate-11.51 pts vs state
65.1%Origination rate+7.39 pts vs state
6.63%Median rate0.00 pts vs state
0.54Rate spread (pts)+0.25 pts vs state
$98kMedian applicant income
125Loans originated
15Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 232 | 148 | 5.6% | 6.75% | #81 |
| 2024 | 166 | 117 | 6.6% | 6.63% | #113 |
| 2025 | 192 | 125 | 7.8% | 6.63% | #107 |
What Primary Residential Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 87 | 55 | 10 | 11.5% |
| White Pine County | 33 | 23 | 2 | 6.1% |
| Lyon County | 21 | 13 | 0 | 0.0% |
| Carson City | 19 | 9 | 1 | 5.3% |
| Washoe County | 14 | 11 | 1 | 7.1% |
| Douglas County | 10 | 7 | 1 | 10.0% |
| Nye County | 4 | 4 | 0 | 0.0% |
| Storey County | 2 | 1 | 0 | 0.0% |
| Elko County | 1 | 1 | 0 | 0.0% |
| Humboldt County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 192 applications in 2025, of which 125 were originated and 15 denied.
7.8% of all applications, or 10.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Primary Residential Mortgage originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology